Terms and Conditions for Insured Tips
Effective Date: 8 March 2025
Welcome to Insured Tips (“we,” “our,” or “us”). These Terms and Conditions govern your use of our website (www.insuredtips.com) and outline the rules, obligations, and rights when accessing our content. By using our site, you agree to these Terms in full. If you do not agree, please do not use the website.
1. Acceptance of Terms
By accessing or using Insured Tips, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions, along with our Privacy Policy and Cookie Policy.
2. Use of the Website
- All content on this website is provided for general informational purposes only and does not constitute professional, legal, or financial advice.
- You agree not to misuse the website, including any form of hacking, unauthorized access, or unlawful activities.
- You must be at least 16 years old to use this website, or the minimum age required by the laws in your country.
3. Intellectual Property
- All content, trademarks, logos, graphics, and text are the intellectual property of Insured Tips unless otherwise stated.
- Reproduction, distribution, or unauthorized use of our content is strictly prohibited without our prior written consent.
4. User-Generated Content
- By submitting comments, feedback, or any other content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute your submissions.
- We reserve the right to remove any content that is inappropriate, offensive, or violates laws or our policies.
5. Third-Party Links
We may include links to third-party websites for your convenience. We are not responsible for the content, privacy policies, or practices of these external sites. Accessing such sites is at your own risk.
6. Disclaimer of Warranties
- We strive to provide accurate and up-to-date information, but we do not guarantee its completeness or reliability.
- Content is provided "as is" without warranties of any kind, either express or implied.
7. Limitation of Liability
- Insured Tips will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use the website.
- You are solely responsible for decisions made based on the content available on our site.
8. Indemnification
You agree to indemnify, defend, and hold harmless Insured Tips, its team, and affiliates from any claims or demands resulting from your violation of these Terms or misuse of the website.
9. Data Protection and Privacy
- We comply with the General Data Protection Regulation (GDPR) applicable in the EU. Please refer to our Privacy Policy and Cookie Policy for details on how we collect and use your personal data.
- By using our site, you consent to the collection and use of your information as outlined in those policies.
10. Modifications to Terms
We may update these Terms and Conditions at any time. The latest version will always be available on our website, and the "Effective Date" will reflect the most recent changes.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the European Union. Any disputes shall be subject to the exclusive jurisdiction of the courts within the EU.
12. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
Email: info@insuredtips.com
By using this website, you confirm that you have read and agreed to these Terms and Conditions.