Privacy Policy for Insured Tips
Effective Date: 20-Feb-2025
Welcome to Insured Tips ("we," "our," or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit our website, Insured Tips, in compliance with the General Data Protection Regulation (GDPR) and other applicable European laws.
1. Data Controller Information
Insured Tips is the data controller responsible for processing your personal data.
If you have any questions, you can contact us at:
Email: info@insuredtips.com
2. Data We Collect
We may collect and process the following types of personal data:
- Personal Information: Name, email address, and any other details you provide when subscribing to our newsletter, leaving comments, or contacting us.
- Technical Data: IP address, browser type, device details, and website usage data collected through cookies and analytics tools.
- User-Generated Content: Any comments, feedback, or messages you submit.
- Transactional Information (if applicable): Payment details and purchase history if you engage in transactions with us.
3. Legal Basis for Processing Data
We process your data based on the following legal grounds:
- Consent: When you subscribe to our newsletter or accept cookies.
- Legitimate Interest: To improve website performance and enhance user experience.
- Legal Obligation: When required by law or regulatory authorities.
- Contractual Obligation: If you enter into a transaction with us.
4. How We Use Your Data
We process your data for the following purposes:
- To provide and improve website functionality and user experience.
- To send newsletters, promotional offers, or updates (only with your consent).
- To analyze website traffic and engagement using analytics tools.
- To respond to inquiries and provide customer support.
- To comply with legal obligations or resolve disputes.
- To prevent fraud, security breaches, or unauthorized access.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience. These may include:
- Essential Cookies: Required for website functionality.
- Analytics Cookies: Help us analyze website traffic.
- Marketing Cookies: Used for personalized advertising.
You can manage your cookie preferences via your browser settings. You can also withdraw consent for cookies at any time.
6. Third-Party Services and Data Sharing
We may share your personal data with third-party service providers for the following purposes:
- Google Analytics: To analyze website traffic.
- Email Marketing Platforms: For newsletter distribution.
- Advertising Partners: To deliver relevant ads.
- Payment Processors (if applicable): To facilitate secure transactions.
We ensure that third parties comply with GDPR by signing Data Processing Agreements (DPAs).
7. International Data Transfers
If we transfer your data outside the European Economic Area (EEA), we ensure appropriate safeguards, such as Standard Contractual Clauses (SCCs) or other GDPR-compliant mechanisms.
8. Data Security
We implement strict security measures, including encryption, firewalls, and secure servers, to protect your personal data. However, no system is 100 percent secure.
9. Your Rights Under GDPR
As an EU resident, you have the following rights regarding your personal data:
- Right to Access: Request a copy of your personal data.
- Right to Rectification: Correct inaccurate or incomplete data.
- Right to Erasure ("Right to be Forgotten"): Request the deletion of your data under certain conditions.
- Right to Restrict Processing: Limit how we use your data.
- Right to Object: Object to processing based on legitimate interest.
- Right to Data Portability: Receive a copy of your data in a structured format.
- Right to Withdraw Consent: Opt-out of marketing emails or cookies at any time.
To exercise your rights, contact us at info@insuredtips.com. We will respond within 30 days, as required by GDPR.
10. Data Retention
We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law.
11. Children's Privacy
Our website is not intended for children under 16 years old in the EU. We do not knowingly collect data from minors. If you believe we have collected such data, please contact us for removal.
12. Changes to This Privacy Policy
We may update this policy periodically. The latest version will always be available on our website.
13. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, contact us at:
Email: info@insuredtips.com
By using our website, you acknowledge and agree to this Privacy Policy.